Money Management

The Real Cost of Owning a Boat

The Real Cost of Owning a Boat

Boats almost seem to be a rite of passage for those with some expendable income. There are few things that can compare with spending a sunny day out on the lake or ocean. Boats can be great fun. While smaller, used boats can be economical, larger boats can cost a fortune to own and maintain. […]

4 Weeks to Freedom: The Road to Financial Independence

4 Weeks to Freedom: The Road to Financial Independence

Financial independence is highly desirable. Yet, for some reason, it seems to elude many of us. You’ve likely tried your hand at many different approaches, yet none have been able to give you the anticipated results. The good news is that financial independence can be achieved. By making certain adjustments to your life, you’ll find […]

Earning Just $5 A Day Can Make You Wealthy

Earning Just $5 A Day Can Make You Wealthy

When you’re first starting to develop passive income sources, it’s important to have a realistic goal. While we’d all like to earn $10,000 or more per month, a more modest goal has several advantages. The most important advantage is that your goal is achievable. With only $5, you barely have enough to buy coffee at […]

Credit & Debt

Understanding Lines of Credit

Understanding Lines of Credit

There are many different ways to borrow money. You can go to a bank for various types of loans. You may choose to use pawnshops or payday loans. Credit cards are another idea. You can even borrow money from friends or family. Another option is a line of credit. While lines of credit have been […]

9 Steps to Removing Credit Report Errors

9 Steps to Removing Credit Report Errors

Checking your credit reports on an annual basis can be a great idea. A study done by the Federal Trade Commission found that 25% of all consumers have an error on their credit report that negatively impacts their credit score. There’s a good chance that your reports have one or more errors. The study also […]

7 Credit Score Destroyers

7 Credit Score Destroyers

Your credit score not only determines whether or not you can get a credit card, mortgage, or auto loan, it’s also a critical factor in determining the interest rate you have attached to those items. A low credit score can cost a lot of money over your lifetime. Not everyone is aware of the many […]

Home & Mortgage

Budgeting Basics For First Time Home Buyers

Budgeting Basics For First Time Home Buyers

Congratulations on buying your first home! This is surely a great achievement for you and the rewards can be very exciting. As a homeowner, you have equity that’s solid. There’s so much you can accomplish now that you have this asset under your belt. What you’ll now realize, however, is that your bank account has […]

Get Paid to Clean Up Real Estate Properties

Get Paid to Clean Up Real Estate Properties

Although the economy is providing us all with a bit of a rough, unpredictable ride, the good news is that the housing industry is undergoing a gradual process of bouncing back. Luckily, this good news about the housing industry also opens up some interesting ways for you to earn money. Consider these options: 1. Clean […]

Top 10 Tips for Choosing a Mortgage Broker

Top 10 Tips for Choosing a Mortgage Broker

If you’re ready to start shopping for a home or wish to re-finance your current home loan, you’re probably wondering how you’ll find a mortgage broker who’s trustworthy, knowledgeable, and easy to work with. Take a peek at these tips to select a mortgage broker that will best help you in your quest for obtaining […]

Insurance

How To Use Insurance To Manage Personal Risk

How To Use Insurance To Manage Personal Risk

When you think of “risk management,” you might conjure up images of investment portfolios or sophisticated business models. What many fail to realize is they are utilizing the same risk management tools and concepts when protecting their own interests and assets. Any insurance policy you currently own is a form of risk management. You are […]

Top 11 Qualities of an Outstanding Insurance Agent

Top 11 Qualities of an Outstanding Insurance Agent

Chances are, at some point in your life, you’re likely to want the services of an insurance agent. Homeowners, auto, health, disability, and life insurances can prevent financial disaster due to a crisis. A good insurance agent can help you protect one of your greatest assets: your money. How do you find an exceptional insurance […]

Don’t Let Insurance Fraud Devastate Your Financial Plans

Don’t Let Insurance Fraud Devastate Your Financial Plans

You’re probably familiar with the concept of insurance fraud, since it has been around for a long time. The earliest recorded instance involves a merchant intentionally sinking his ship in 300 B.C.! The merchant drowned in the process. You might be surprised at the negative effects insurance fraud can have on your financial future and […]

Retirement

Top 10 Worst Financial Decisions Made by Retirees

Top 10 Worst Financial Decisions Made by Retirees

Even if you’ve made the perfect financial decisions all the way up to retirement, it’s still possible to make mistakes that can make your retirement far less enjoyable than it could have been. Making smart decisions is just as important during your retirement years. The need to make sound financial decisions lasts throughout adulthood. As […]

Retire Sooner With These Strategies

Retire Sooner With These Strategies

Do you find yourself feeling like you won’t ever have enough money to stop working? If so, it’s time to perk up. You can retire sooner than you think by making some changes now. Use these strategies to retire sooner than you ever dreamed of: 1. Identify activities that bring you joy and then create […]

Learn Annuity Payout Choices to Meet Your Retirement Needs

Learn Annuity Payout Choices to Meet Your Retirement Needs

You can’t beat an annuity when it comes to setting up an effective savings plan for your retirement. An annuity can ensure you’ll receive a steady stream of income in your golden years. You’re guaranteed to receive payouts from your annuity (in most cases) so you can depend on those dollars when you retire. And […]

Investing

Investing and Golf: 10 Tips That Apply to Both

Investing and Golf: 10 Tips That Apply to Both

People that love golf will tell you they love the challenge, being outdoors, and the relaxed pace golf offers. While golf and investing might seem like totally disparate activities, they actually share many similarities. If you can improve at one, it’s likely you can improve at the other. Consider these similarities: 1. It takes time […]

Help the Environment with Green Investing

Help the Environment with Green Investing

What constitutes a green company? Actually, your answer will probably vary from investor to investor. Green investing involves putting investment dollars into environmentally friendly companies. Some might only consider companies that actually address environmental issues. A company that produces solar panels would be a good example. Other investors might consider a company that recycles and […]

9 Golden Rules of Investing

9 Golden Rules of Investing

Rules can be a good thing. They keep us out of trouble and help us avoid making major blunders. Your investments are serious business. Your financial well-being and retirement are largely dependent on your ability to invest your money effectively. The golden rules of investing will serve to elevate your thinking when it comes to […]

Other Recent Posts

The Smart Way to Choose an Affiliate Product for Passive Income

The Smart Way to Choose an Affiliate Product for Passive Income

Finding a good product to sell when trying to earn passive income can be difficult, but it’s important to your success. There are literally thousands of products to choose from and the competition amongst sellers can be fierce. Finding a niche and product is the most difficult part of affiliate marketing. Follow these steps when […]

Creating Passive Income When You Have a Full-Time Job

Creating Passive Income When You Have a Full-Time Job

Learning to balance work and other activities is important. It’s especially difficult to put in a full day at your regular job and then go home and work some more. But if you want to create passive income, it will require some additional effort. Creating passive income can greatly enhance your financial well-being. If you […]

3 Non-Financial Decisions That Impact Your Assets

3 Non-Financial Decisions That Impact Your Assets

Non-financial decisions can have a huge impact on your money situation. You might be surprised at how much influence your choices have over your debt, future earning potential, and retirement. Those that are financially successful tend to consider the potential impact of all decisions, including those that have nothing to do with money. Discover the […]

4 Effective Strategies to Regain Control Over Your Spending

4 Effective Strategies to Regain Control Over Your Spending

Losing control is an awful feeling. Have you ever felt that way about your spending habits? At first, you had them under control. But, little by little, that control may have seemed to go by the wayside. The good news is that with some slight adjustments to your life, you can turn your finances back […]

Understanding the Basics: Supply, Demand, and Elasticity in Macroeconomics

Economists are always throwing around economic terms as if everyone in the world speaks their language. You probably understand the basics of supply and demand, but you might not be familiar with the concept of elasticity, unless you studied macroeconomics at some point. Supply and demand are the most fundamental concepts in economics and are […]